Is your crypto halal?
27 documented criteria. A published rubric. Scholar review before every rating, and re-review whenever something changes.
Search any coin for its rating, its purification percentage, and exactly why it scored the way it did.
Three bands, one methodology
Each rating is a weighted composite of 27 documented criteria mapped to the three governing principles — riba weighted most heavily, then gharar, then maysir. Categorical overrides sit above the composite: criteria that are genuinely inapplicable are excluded rather than defaulted, and assets whose core design is speculative (such as meme tokens) are capped at Mashbooh or Haram regardless of strength elsewhere — a clean interest profile cannot rescue a gambling instrument.
Purification: where a compliant asset carries incidental non-compliant income, we publish a specific percentage of profits to donate to charity — calculated from the score, not estimated. Assets rated Haram cannot be purified; exit and donate profits.
Investment-grade. The asset's structure and mechanics satisfy Shariah requirements across all three governing principles. Some ratings in this band carry a disclosed purification requirement for incidental non-compliant income. Each report states its exact purification band, down to the half-percent.
Doubtful. One or more governing principles present material unresolved exposure, or a categorical concern caps the asset below investment grade.
Non-compliant. Core mechanics conflict with the prohibition on riba, gharar or maysir. Not suitable for Shariah-observant capital under any structuring. Includes speculation-driven meme assets with no productive economic function.
Research, scoring, audit, review
Sourced, documented research across five dimensions: legitimacy, protocol operations, financial structure, tokenomics, and staking mechanics.
All 27 criteria scored against a published polarity rubric, with a written justification recorded for every score.
Every rating passes an automated audit that flags any score inconsistent with its own written justification before review.
Reviewed prior to publication and re-surveilled when the protocol or its disclosures change materially.
Coverage universe, by market rank
Capital-markets discipline, applied to Shariah screening
CryptoUmmah's methodology is built and maintained by a research desk with institutional ratings-agency experience — its founder previously served as Director, S&P Global for 10 years, and has a deep understanding of institutional ratings. Every rating is signed off by an independent Shariah scholar before publication. No rating is issued on the basis of marketing material alone; each is supported by documented, sourced research and re-surveilled when the underlying protocol changes materially.
Every published score carries a written justification and an internal applicability record, retained for scholar review — the full audit trail behind each rating, not just the number.
Ratings are opinions on Shariah compliance as of the last-reviewed date shown on each report. They are not fatwas, and not investment, financial or tax advice — consult a qualified scholar and licensed advisor for decisions specific to your circumstances.